The Hedonic Treadmill In Retirement

Most people are in the last few weeks of work for the year. Some people have even reached retirement, and won’t be going back to work next year at all. After a big year of work, when we’re looking forward to some time off, it’s hard to imagine being bored of this. But after a. Read more

Retirement Planning: Game Plan, Or Preflight Checklist

Many people think of retirement planning in the same way as a preflight checklist. That is, as a rigid set of specific actions we take at certain points along a timeline. This is a great way to plan for how to get an aeroplane in the air, given that the rules of physics aren’t likely. Read more

Being Ready For Retirement Rule Changes

There is a common refrain we hear from our clients when planning for retirement. Many of our recommended strategies are designed to take advantage of tax breaks available to people leading up to and into retirement, and many of these involve our superannuation system. The question we get asked is; but what if the government. Read more

Planning For Different Types Of Retirement

I recently read a couple of interesting article discussing some of the potential flaws in our standard view of retirement planning. One of the main points the author made was that we tend to think about retirement in a very one dimensional way i.e. we save as much as we can, for as long as. Read more

Outsourcing your worries to your financial adviser

As financial advisers, we tend to think of the value we add from a ‘dollars and cents’ point of view.  Until recently, I assumed that the time and energy that we spent thinking, worrying and stressing about our client’s financial situations was only useful in terms of how it helped them achieve their goals.  Until. Read more

Are you missing out on superannuation contributions?

For most people, the contributions they receive to their superannuation fund from their employer will make up a significant portion of their retirement savings.  Which makes recent research from Industry Super Australia and Cbus Super even scarier to think about… they found that employers across Australian have kept $3.6 billion per year in super entitlements. Read more

Lighthouse in the media

We recently wrote an article about ‘Your Perfect Retirement’ for the latest issue of Success Business magazine. Click here to read the article in full on page 19.

Legislation Changes 1st July 2017: What could affect your financial and retirement planning strategies?

The 1st of July is fast approaching, and there are a number of significant legislation changes that may affect your financial and retirement planning strategies.  We have included a link at the bottom of this article with a list of upcoming changes. For example, 2 of the changes that have had a major effect on. Read more

The right and wrong questions to ask a financial planner

During our first appointment, we spend a lot of time asking questions.  We always say that there’s no right or wrong answer, and this is true.  However, we also get asked a lot of questions during these appointments, and although it seems strange, there is such a thing as ‘right’ and ‘wrong’ questions to ask. Read more

How far will my money take me?

Lighthouse Financial Advisers Townsville and Maria Pandalai from TravelManagers have teamed up to provide you with the information that you need to start planning for your dream holiday. Maria from TravelManagers will: Show you a number of case studies of real life travel experiences she has planned, including breakdowns of the costs of these How to. Read more